credit counseling services reviews
Has anyone Credit Counseling Service?
I am looking for receommendations on which service to use. I have heard a lot of mixed reviews on these different companies.
Hi Sugar Baby,
This is what I do for a living but I am not selling you me I am giving you the advice I give every one. You can repair your credit yourself. I am not saying it will not take time however, it can be done. Many credit counseling services are…how can I say this diplomatically (lol)… overwhelmed with so many clients that you may get lost in the shuffle. And it is a shuffle!
You can go to www.ftc. (Federal Trade Commission). You can repair your credit yourself (if there are dings on it). You can also get your free credit report once a year from www.annualcreditreport.com. I would suggest that you pay the price for the credit score because it’s nice to see how high you can get that number. It’s like kudos. If you go this route you have a certain amount of time to dispute any errors, outdated information, etc. so make sure that you are constant. Don’t start it if you cannot devote the time, okay?
When you got to ftc.gov get on the ftc facts for consumers. There is a document there that outlines what you have to do.
The money that you save from hiring a credit counselor or repair company you can send to one of your bills.
It will take you 3 – 6 months Sugar Baby, but you will have done it yourself. Who knows, you may decide to make this your next career!
Big Smile and all the best.
Consumer Credit Counseling Service
