credit limit increase letter
Increase my credit line?
Increase my credit line? Only I have 2 credit cards one of which is the capital of it has a limit of $ 300, but now they sent me a letter saying that I increase my limit of $ 500. Anyway, I am using only less than 30% and settlement in full each month. So my question is who is best for my credit? Do you maintain a $ 300 or let them grow? And what if it continues to grow, what I do? I just want to do what is best for my credit. Thank you.
If you take are your credit, do not let them enhance the card if you need it. The Banks usually offer higher limits, because the more you spend, the more they do, and, finally, you will not be able to pay all back at the end. If you do not use it, take it. It is a misconception that get lots of credit means it's good for you – it is not. What this means is that when you apply for a loan and you have (for example), 2 maps, each with a limit of $ 2,000, may have spent $ 2,000 he owes the bank before paying another loan. They do not calculate their interview you should, but its full potential right, for obvious reasons. Leave unless they want to spend $ 500!
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