insurance vehicles for sale
who should receive the life insurance proceeds ?
I’m in a relationship of 8 years. Not married to this woman but everything except my vehicles has been put in her name. House, her vehicles. Only thing in my name is my 2 pickups and motorhome.
We have separate bank accounts but make payments from each of our account on the home we built new. 5 years ago.
Recently i saw that her life insurance policies have her kids as beneficiaries to and including the will. I’m not listed in the will to get a damned thing. Basically the will states the house will be put up for sale and sold and proceeds less the mortgage balance will be given to the adult children currently ages 26 and 34.
Should i demand that she change the will to where i will retain the home if she dies.
As it stands right now if she died tomorrow, these kids would have me living on the streets and sell everything out from under me.
There are several issues here that need to be addressed. First, you should definately be concerned that your mate of 8 years has chosen to exclude you from her will in regards to properties that you pay for jointly. Of course there is nothing wrong listing her children as beneficiaries, but she can also include you as well. The fact that she didn’t may be indicator that this relationship might not be in your best interest. Before even discussing legalities, I think you should talk to your mate frankly discuss each of your wills and insurance policies in detail. You have every right to be willed the home and any other property tow which the two of you are making payments together. The rest of her property and finances can be left to her children if she pleases since the two of you aren’t married. I suggest you sit down and talk with her in detail about the properties you are paying jointly. Let her know that you feel its only fair that you be left these things since you have contributed to them financially. If she chooses not to revise her will then I would cease making payments on these items immediately and consult a lawyer to see what your next steps should be in terms of things that you are financially contributing toward.
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